Do Not Let Bad Credit Get in the Way of Your New Car

You may be dealing with a major dilemma. You want and need to get a vehicle, but your credit score is low, and no one wants to provide you with the loan you need. If you feel like you might be stuck without a car for a long time because a credit score does not improve overnight, let us help you out. Our dealership believes in offering second chances to those who struggle with bad credit. We provide bad credit car loans for those who truly need them.

Apply For the Loan

You may be afraid of getting turned down because you have been down that road before. If you want to have an opportunity to get a loan for a vehicle, you have to take that chance and fill out an application. You could come to our dealership to start the application process. We will let you know if you have been approved. We are not concerned about your bad credit. Our dealership wants to help those who cannot wait for their credit score to rise before getting a vehicle.

Pick Out an Affordable Option

When you get approved for the loan, you will find exactly how much money is being offered to you in the form of a loan. From that point forward, you could start walking around the dealership lot to see the inventory that fits within your price range. Our dealership has no shortage of fantastic vehicles that are worth purchasing. You may find an affordable option in a matter of minutes.

Never let your bad credit score get in the way of you being able to purchase a vehicle. If you need a bit of assistance, we are here to help. We provide car loans for those with bad credit because we know how important it is to have a vehicle for all kinds of reasons. Now you can find something that is perfect for you without getting turned down.

Even With Slow Credit, You Can Qualify for a Car Loan

Shopping for a car should be fun and exciting. If you have credit issues, you may be dreading the experience. We want to help you get a car loan so you can have reliable transportation. Our dealership specializes in assisting consumers with credit problems. Slow credit car loans are available, but you will need to be prepared before you come in.

We believe everyone needs a chance to fix their credit. Often, the financing options for people with slow credit involve having the payments automatically taken out of the account before the actual deadline. With steady income and a bank account, you may qualify for more car than you thought possible.

Taking the time to look at your credit and fix the errors before you apply for financing is a good idea. If you are not under a time crunch to purchase a new vehicle, spend 3-4 months making payments on time to improve your credit. If you can’t wait, work with our dealership to find the right financing.

Before you shop for cars, get pre-approved for the right financing. Then you will know exactly how much you have to spend on your car before you shop. Our professional sales team will help you find the right vehicle to meet your needs and stay within your budget. You can test drive as many different cars or trucks as you choose.

Slow credit car loans that are automatically deducted from your account will improve your score over time. After a year of regular payments, it is possible to get refinanced with lower interest rates or into a better car. Don’t let your poor credit keep you from getting the vehicle you need to get to your job. Let our dealership help you find the financing so you can rebuild your credit.

Bring the fun back into the experience when you are assured you will be able to afford the vehicle you’re test driving. Find the right financing company by going through our dealership. We have many options for slow credit car loans. We want to give you the chance to fix your credit and drive the car you want.

Let Driveline Auto Get You Driving a Car Today

Automobiles have been an integral part of our lives since Henry Ford pioneered the assembly line and the prolific expansion of the car riddled our society with movers and goers. Cars are to freedom as money is to power. Let the lenders at our dealership empower you into a new vehicle with the help of an auto loan.

Car loans are an amazing way to afford a vehicle that is slightly more costly than your current liquid cash stash provides. Loan interest rates can vary, and with good credit the loans that lenders at our dealership offer can be quite affordable. That being said, don’t let a poor credit score scare you away from coming in and looking at our selection. There is bound to be a vehicle that catches your eye and a creative financing strategy that fits your specific situation. The experts in our financing department are some of the best at finding the right loan for the right person and facilitating a smooth and stress-free lending and car purchasing experience.

One of the best things for someone’s credit score is a history of accruing debt and then paying it off. This lets future lenders know that the customer is one that is responsible with their money and will make good on the loan that they are requesting. Car loans are an awesome way of building credit and can be an integral step in achieving that gleaming credit score that you’ve always wanted.

Let the fine folks at our dealership help you into your next car and the next chapter in your life. I promise that you won’t be disappointed in our service and selection nor will you be turned away by our lenders provided the minimal criteria are met. Drive off into the sunset with the wind in your hair and the purr of an engine in your ear. An auto loan through us is almost automatic and you’re sure to leave a happy camper.

Poor Credit Car Loans Create Opportunities to Save Time and Money

If you are like most people, you have a lot of traveling to do just to go about your daily life. Maybe you commute to work or school. Perhaps you shuffle children from one lesson or practice to the other. Maybe you just run your very own errands all day long, and you know that getting from one to the other is hard enough without having to take the bus or hoof it everywhere you go. With transportation a constant issue, perhaps you are even in the market for a used car but are worried that even poor credit car loans will be too hard for you to secure.

Does any of this sound familiar to you? As car sales specialists, we have seen just about every credit problem you can imagine. There is not a single credit scenario that we have not witnessed or cannot imagine. In fact, we know better than just about anyone that people of all types, shapes, and backgrounds are likely to have a poor credit rating that makes it nearly impossible for them to acquire reasonable financing through a bank or credit union. With a credit rating that keeps traditional lenders from even giving them a chance, many people try to make due without the vehicle that would simplify their lives.

When one considers the high opportunity cost of walking or waiting for a bus when he could be driving himself and factors that alongside the missed opportunities not having wheels of his own lead to, the affordability of creative financing makes more sense.

With our customers’ best interests at heart, we have our own means for seeing that you can afford to drive off the lot for convenience, mobility, and peace of mind. What’s more, nothing could make us happier than knowing that we have helped another worthy client find the right car at the right price. With easy term financing customized to fit your budget and your needs, we can and will help you to find the right car for to fit your busy lifestyle.

Getting Approved With Bad Credit

Many people find themselves in the position of having less-than-stellar credit for a variety of reasons. Often, many of these reasons may have nothing to do with an individual’s ability to regulate their spending, or being foolish or wasteful in racking up unnecessary debt. Unfortunately, the credit bureaus do not differentiate between someone who deliberately pays bills late or defaults on obligations, and someone who is trying very hard to keep above water financially, but who has simply fallen on hard times and is trying to make ends meet. Once your credit history becomes speckled with late payments, bankruptcies, or other negative reporting, it can be very difficult to get things going in the right direction again.

It used to be that only the best of the best credit scores were eligible for vehicle financing, while anyone who fell short of that was forced to rely on public transportation, taxicabs, or the goodwill of family, friends, or coworkers. Not having your own car can be exhausting and can limit your freedom in going anywhere, anytime. Wouldn’t it be nice to go out for a night on the town without constantly checking your watch to make sure you can make it home before your public transportation stops running for the evening? In addition, while owning a vehicle comes with certain financial considerations—such as gas, insurance, and maintenance—not owning a car can often cost you a significant amount of money, too. Bus and rapid transit fares can add up quickly. What’s more, limiting your mobility and independence can cost you if you’re looking for a new job.

Bad credit car loans can and do exist. In fact we specialize in getting you approved, no matter what your credit background may be. You don’t have to feel embarrassed—we work with people who come from a wide range of financial backgrounds, and are experts in matching you with a bank or lender that can help. Apply today!

Tips for Buying Your Teenager a Used Car

When your teenager reaches driving age and wants a car, you will probably have many decisions to make. Not only will you have to compromise with your teen when it comes to what you will pay for and what make and model is acceptable, you will also have to consider which used cars are the safest for him or her to drive. If you’re ready to buy your teen a car, we’re here to help with a few tips that might make the processes easier.

Think Simplicity

While your teenager probably has a make and model already in mind, you may want to make some boundaries clear before you start browsing used cars together. Not only will price be a factor, but it can be expensive to insure teen drivers as well. Their age and inexperience make them a considerable liability to many insurance companies, so choosing a no-frills vehicle may help you save money.

Do Your Homework

While we can help you choose a safe used car for your teen, it might also help if you perform some research on your own before you visit our lot. Take the time to discover which used cars have the best safety ratings, which ones have additional safety equipment that might keep your child safer and which are the least expensive to operate. The more you know before you begin to look at individual cars, the easier it might be to arrive at a decision.

Prepare Your Teen for Test Drives

Even if you will be doing much of the legwork and putting up the cash for your teen’s car, you may still want to prepare him or her for what will be involved with test driving vehicles. Teach them what to look and listen for and help them prepare a list of questions to ask our sales associate for during and after a test drive.

Buying your teenager his or her first used car doesn’t have to be a headache. Compromise, research and careful planning can all ensure a more enjoyable buying experience for you both.

Your Reliable and Attractive Used Vehicle Awaits

Finding an affordable used vehicle does not have to be a terrible chore or feel like a never-ending search. Choosing the right dealership is the first step to finding a car that will serve your needs, be dependable, and hold up against the demands of your busy lifestyle.

Whether you need a comfortable minivan or sedan to transport a growing family or would prefer a sportier edition more suitable for a couple, we offer a fine selection of quality previously owned options, and each is safe, well-maintained, and sure to become like a part of your family itself.

The big issues anyone should consider as they begin searching for their next ride are price range, fuel efficiency, and riders or cargo. Regardless of the work to be done or the pleasure to be had, a quality used car can be had for relatively easy payments that fit even a tight budget so long as the purchasers have a good credit rating. But a poor credit rating does not necessarily take you out of the race for the next car in your life. Even people with poor credit ratings can be financed for the right money down and the proper terms.

The fact is, a dependable car is key to making everything else in most lives run smoothly. Selecting an automobile that is dependable for work, school, and play is key to making the most of every situation one encounters. Furthermore, a great used car can make getting to a from work a more enjoyable experience.

In today’s fast-paced world, it is important that individuals and families be equipped to manage their lifestyles efficiently and effectively. One significant contributor to a well-run life is a dependable car that can be had at a reasonable price, maintained fairly easily, and counted on in even the toughest times and worst conditions. For the best options to get you and your family everywhere you need safely and easily, check out our inventory of reasonably priced, reliable transportation possibilities.

Five Steps to Getting a Loan With Poor Credit

Reversing poor credit requires hard work, and that hard work is even more challenging when you don’t have a car. Fortunately, there are some steps you can take to get transportation to and from your job.

One: Have an Open Mind

With a poor credit history, you probably won’t be able to secure a traditional loan, but you may have more success with bad credit car loans. These typically have higher interest rates, so be prepared to pay a little more.

Two: Stay Away From Additional Credit

One of the most common mistakes people make when using credit to make a major purchase is to open up a new credit card or account. You may want to take a look at your credit history, checking for errors and correcting inconsistencies.

Three: Be Realistic Concerning What You Can Afford

There are two important parts to this. The first is your monthly payment. Consider your most difficult months and determine how much of a payment you’d be able to make at those times. Your car payment probably shouldn’t be much more than that. The second thing to consider is the overall cost of the vehicle. Consider how much you’ll have to pay as a down payment, how much maintenance the vehicle will require, and how much gas and insurance will cost.

Four: Try to Find a Co-Signer

If you have a friend or family member with good credit, you can improve your chances for getting a loan. The terms of that loan will also be easier to live with. That co-signer (or co-borrower for even more benefits) will give the lender assurance that the loan will be paid, even if you struggle to make payments.

Five: Don’t Settle

While being realistic about your options, you can still discuss better terms, such as the length of the loan, the interest rate, prepayment penalties, and annual percentage rate. Factors such as the prepayment penalty may be much easier to get rid of, whereas the interest rate may be harder to negotiate.

Poor credit will make obtaining a loan more difficult, but it shouldn’t prevent you from getting a car. Use these tips to improve your chances.

How to Get an Auto Loan With Any Credit Score

Credit scores go a long way in determining what kind of interest rate you might be able to expect on your auto loan. Those buyers with a good credit score can expect to have a lower interest rate and a higher loan amount than those buyers that get auto loans with bad credit. However, there are many advantages to getting a bad credit car loan, including the fact that a bad credit auto loan may be able to help improve your credit.

Here are a few things that you need to know about getting an auto loan with any credit score:

Credit scores make an impact

When it comes to securing an auto loan, your credit score will make an impact. Your credit score is an accumulation of your credit history. If you have a good credit score (one over 700), chances are greatly improved that you will be able to qualify for a good auto loan. Generally speaking, a good auto loan is one in which you will be able to get a high loan amount with a small interest rate. Therefore, people with good credit scores are often able to get more advantageous auto loans. However, we offer auto loans to all of our customers – even those customers with bad credit or no credit.

Bad credit auto loans can improve credit

Because credit scores are based on your credit history and current financial situation, you can help to improve your credit score by making wise financial decisions now. One way to make a great wise financial decision is to take out an auto loan that you then repay on time and in full. When you do so, future creditors will notice that you have a history of being financially responsible and will be more likely to extend a good credit car loan to you. Remember: 35 percent of your credit score is comprised of your payment history.

Get an auto loan today

It is possible to get an auto loan on the same day that you apply – especially when you use our simple online services. You can get started with this loan process by applying for a car loan online through our secure server. We’ll review your loan application and contact you with options right away!

We look forward to helping you get the best auto loan for your needs to make buying the right car easier than ever. Contact us today to get started!

Understanding Your Car Loan and How It Fits Into Your Budget

Car loans are a great way to help customers afford a new or used car that they would otherwise not be able to afford. Understanding your car loan and its financial impact is incredibly important. The first step is understating exactly what you can afford to pay on a monthly basis. Overreaching for a car, and the loan that comes with it, that doesn’t fit into your finances will backfire. Rather than focusing on the total cost of a vehicle, it makes more sense to focus on your monthly payments and how they will fit into your budget.

How to Get the Lowest Payments Possible

There are ways to ensure you are paying as little as possible when it comes to your loan. First, the better your credit is the lower your interest rates will be. A simple credit check before applying for a loan will give you a better idea of what you will owe. Second, the larger the down payment upfront, the smaller your loan amount will be, thus decreasing monthly payments. There are a lot of details that go into your car loan and what you will end up paying, so it can be incredibly helpful to talk with a specialist who can break everything down for you.

Don’t Overreach for a Car You Can’t Afford

This seems simple enough, but it’s easy to look at a monthly payment that’s $50 more a month and think it’s doable. Sticking to your budget ensures that you will be able to pay off your loan as fast as possible, and without any late payments that will increase your interest rates. The faster you pay off your loan, the less you will end up paying in interest, and the faster you will overtake full ownership of your vehicle.

Find a car dealership that will help you understand how to best find a loan that fits your needs, and what vehicles fall under the umbrella of what you can afford. A trusted dealer will get you on your way to purchasing the car of your dreams.